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Florida Carrier List

When developing a succession plan for your business, you must make many decisions. Should you sell your business or give it away?

If you’re a small business owner, you face many challenges in growing your company. One of them is recruiting and retaining the best talent for your needs.

The Atlantic hurricane season runs June 1 – November 30. A combination of wind and wind-driven rain from a hurricane can cause major damage to a home. A great time to start protecting your house is now!

A homeowner’s policy typically covers damage caused by water, but with very specific exceptions. It generally does not cover damage from water coming into the home from the ground, but rather water damage that comes into the home from another source, such as a leaking roof or from a burst pipe.

Most homeowners’ insurance policies contain specific provisions related to damage caused by hurricanes, and a key feature is often higher deductibles for losses resulting from a hurricane. Under this provision, homeowners are responsible for paying a percentage of the insured value of the home, generally ranging from 2-10 percent. So for a home insured for $100,000 with a 2-percent hurricane deductible, the policyholder would be responsible to pay out of pocket for the first $2,000 in damages

What you do during a hurricane has a tremendous impact on how you and your home safely make it through the lashing winds and torrential rains of each cylindrical rotation a tropical storm system brings.

Though no one can predict exactly what college might cost in 5, 10, or 15 years, annual price increases in the range of 3% to 5% would certainly be in keeping with historical trends. There’s no denying the benefits of a college education: the ability to compete in today’s job market, increased earning power, and expanded horizons. But these advantages come at a price.